We provide specialist advice to SME clients on :

Tax Free Life Insurance -

"Relevant Life" Insurance - a highly cost efficient way of providing life cover for Limited Company Directors or Employees. Tax free, allowable as a business expense,

not taxed as a P11D benefit, giving substantial savings* on cost of cover.



Succession Planning -

Shareholder Protection - providing a cash sum in the event of death of a significant shareholder, meaning that the business can buy back its shares. Essential protection

for Companies or Partnerships with multiple shareholders.


Continuation Planning  -


Key Person - protecting revenues in the event of death or critical illness of a key member

of staff.

Business Loan Protection - protecting the business by paying off debts in the event of death or critical illness of a director or owner.

Contact us for a free, no obligation, initial discussion with one of our specialists.

01904 208470

07939 623084

  • Facebook
  • Grey LinkedIn Icon


What Direct Ltd registered in England at Pavilion 2000, Amy Johnson Way, York YO30 4XT, number 07071175 is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let.

What Life & Mortgages refer to specialist third parties for advice regarding Equity Release & Estate Planning. Neither What Life & Mortgages or PRIMIS Mortgage Network are responsible for the advice given.

The guidance contained within this website is subject to the UK regulatory regime and

is therefore primarily targeted at consumers based in the UK.


© 2020 What Life & Mortgages.     All rights reserved.     Privacy Policy