We provide specialist advice to SME clients on :

Succession Planning -

Shareholder Protection - providing a cash sum in the event of death of a significant shareholder, meaning that the business can buy back its shares. Essential protection for Companies or Partnerships with multiple shareholders.


Continuation Planning  -


Key Person - protecting revenues in the event of death or critical illness of a key member of staff.

Business Loan Protection - protecting the business by paying off debts in the event of death or critical illness of a director or owner.

Life Insurance -

Relevant Life Insurance - a cost efficient way of offering life cover to directors or employees. Tax efficient, allowable as a business expense, not taxed as a P11D benefit, giving substantial savings on cost of cover.

Contact us for a free, no obligation, initial discussion with one of our specialists.

01904 208470   /  07939 623084

Or email 





We will charge a broker fee of between £0 and 1% of the value of the mortgage (i.e. a maximum of £500 on a £50,000 mortgage) at application. The overall amount of the fee is dependent on the amount of research and administration that is required.


The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.


What Life & Mortgages refer to a specialist third party for advice regarding estate planning. Neither What Life & Mortgages or PRIMIS Mortgage Network are responsible for the advice given.


What Direct Ltd trading as What Life & Mortgages, Pavilion 2000, Amy Johnson Way, York YO30 4XT registered in England, No: 07071175 is an appointed representative of PRIMIS Mortgage Network (PRIMIS), a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. PRIMIS is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by What Life & Mortgages  may not be the responsibility of PRIMIS and may also not be subject to regulation by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let.

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