ESTATE PLANNING

Protect what's yours

 

The vast majority of people put off Estate Planning for a variety of reasons, either believing that the people they would wish to inherit will automatically do so, or because they don’t think it is relevant to them at this particular time.

 

The reality is that you can put off planning for the future until it is too late, which poses all sorts of problems for the people left behind and could mean that some or all of your inheritance either goes to the wrong person or to the state.

 

We provide access to a range of services that help you plan for the future:

Wills

Making a Will enables you to plan exactly what will happen to your estate following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes and at the same time avoiding any possible disputes between relatives.

Trusts

There are many benefits to setting up a trust. Protect your assets, so they cannot be used to pay for care home fees. Guarantee an income for your loved ones, providing financial stability for their future. Help to mitigate inheritance tax, ensuring your money, shares and property are passed on in the most tax efficient way.

Funeral Plans

Did you know the cost of a funeral has gone up 3.9% in the last year alone?* With a 50+ funeral plan you can freeze the cost of your funeral at today’s prices. Taking out a funeral plan is one of the most thoughtful decisions you could make. You can tailor your plan to your specific wishes, removing the worry of a large bill or difficult decisions while your family are grieving.

The Financial Conduct Authority does not regulate wills, trusts and funeral plans.

What Life & Mortgages refer to a specialist third party for advice regarding estate planning. Neither What Life & Mortgages or PRIMIS Mortgage Network are responsible for the advice given.

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our Social Media channels.

SOURCES

 

* Royal London Research 2015 - study finds the cost of a UK funeral has risen by 3.9% in the year from October 2014 to October 2015

                              YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

We will charge a broker fee of between £0 and 1% of the value of the mortgage (i.e. a maximum of £500 on a £50,000 mortgage) at application. The overall amount of the fee is dependent on the amount of research and administration that is required.

 

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

 

What Life & Mortgages refer to a specialist third party for advice regarding estate planning. Neither What Life & Mortgages or PRIMIS Mortgage Network are responsible for the advice given.

 

What Direct Ltd trading as What Life & Mortgages, Pavilion 2000, Amy Johnson Way, York YO30 4XT registered in England, No: 07071175 is an appointed representative of PRIMIS Mortgage Network (PRIMIS), a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. PRIMIS is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by What Life & Mortgages  may not be the responsibility of PRIMIS and may also not be subject to regulation by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let.

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