Protect what's yours
The vast majority of people put off Estate Planning for a variety of reasons, either believing that the people they would wish to inherit will automatically do so, or because they don’t think it is relevant to them at this particular time.
The reality is that you can put off planning for the future until it is too late, which poses all sorts of problems for the people left behind and could mean that some or all of your inheritance either goes to the wrong person or to the state.
We provide access to a range of services that help you plan for the future:
Making a Will enables you to plan exactly what will happen to your estate following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes and at the same time avoiding any possible disputes between relatives.
There are many benefits to setting up a trust. Protect your assets, so they cannot be used to pay for care home fees. Guarantee an income for your loved ones, providing financial stability for their future. Help to mitigate inheritance tax, ensuring your money, shares and property are passed on in the most tax efficient way.
Did you know the cost of a funeral has gone up 3.9% in the last year alone?* With a 50+ funeral plan you can freeze the cost of your funeral at today’s prices. Taking out a funeral plan is one of the most thoughtful decisions you could make. You can tailor your plan to your specific wishes, removing the worry of a large bill or difficult decisions while your family are grieving.
The Financial Conduct Authority does not regulate wills, trusts and funeral plans.
What Life & Mortgages refer to a specialist third party for advice regarding estate planning. Neither What Life & Mortgages or PRIMIS Mortgage Network are responsible for the advice given.
* Royal London Research 2015 - study finds the cost of a UK funeral has risen by 3.9% in the year from October 2014 to October 2015