Relax - we've got it covered

We work hard to find the right mortgage for you, aiming to make the process as painless as possible. We look closely at your personal circumstances in order to match you with the most suitable product from a comprehensive range of mortgages from across the market.

Our initial mortgage consultation is free. We usually charge a fee for mortgage applications. The amount we will charge is dependent on the amount of research and administration required and will be discussed and agreed with you at the earliest opportunity.



How would you pay the bills if you were too ill to work? Income Protection will protect your income to help enable you to pay all your bills, not just your mortgage.


A properly written Will is essential. It is ensures that your wishes are carried out, makes provision for guardianship of your children and avoids expensive and stressful delays in dealing with your Estate.

We all need to be protected. What would happen if a sudden illness, disability, job loss or death occurred? We can help provide you with the peace of mind that comes with knowing you are protected if something should happen. Our panel of protection providers offers products to cover all your needs.

​Business Protection

We advise on Shareholder Protection, Key Person, Business Loan Protection and Relevant Life Insurances. These risks are often overlooked by businesses, who usually focus on General Insurances, but these exposures can have a  major detrimental effect if not protected.

You need to protect your home and contents against flood, fire, loss, theft and other perils. We can offer you competitive quotes on your Home Insurance to ensure you can get back on your feet as soon as possible after an unforseen emergency.

We can assist with modern lifetime mortgages through our partners at Responsible Life.


Contact us

 We are here to help. Contact us by phone, email or via our Social Media channels.

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What Direct Ltd registered in England at Pavilion 2000, Amy Johnson Way, York YO30 4XT, number 07071175 is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let.

What Life & Mortgages refer to specialist third parties for advice regarding Equity Release & Estate Planning. Neither What Life & Mortgages or PRIMIS Mortgage Network are responsible for the advice given.

The guidance contained within this website is subject to the UK regulatory regime and

is therefore primarily targeted at consumers based in the UK.


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